+1 866 419 278 0

Risk level: Medium

Who is this? Spam, telemarketing or a legitimate call? Community reports in United States.

Number with prefix 866. Review community reports, risk and comments below before answering or blocking. Browse numbers with prefix 866

Medium
Risk level
Debt
Category
0
Spam reports
Last report

AI Analysis

Limited information: Multiple reports indicate debt collection and scam activities, but some users confirm legitimate debt collection from Synchrony Bank. Common tactics include requesting credit card information, false caller IDs, and aggressive calling schedules.

Likely purpose: Possibly a debt collection agency (some legitimate, more commonly to scam financial information)

Most common user complaints

  • Requesting credit card information upfront
  • False or unverified caller ID (e.g., claiming to be Synchrony Bank)
  • Aggressive and frequent calling (sometimes at odd hours)
  • Claiming debts not owed or with incorrect status
  • Ignoring removal requests or continuing calls after resolution
Medium dangerCautionImpersonation detectedSynchrony Bank (though often misused in scams)Automated robocallMissed call

AI analysis: Jul 1, 2026

Information based on community reports and automated analysis. It may contain errors or be out of date, and is not legal advice or a verified accusation against the number's owner.

Web research

A number 1 866 419 2780 is repeatedly flagged as a robocall/spam source in several public directories. No reliable, detailed owner identity is consistently confirmed beyond generic telemarketing or scam reports. What it appears to be: A toll free number (likely a telemarketing or robocall line) based on multiple spam/robocall listings.

View full report

A number 1 866 419 2780 is repeatedly flagged as a robocall/spam source in several public directories. No reliable, detailed owner identity is consistently confirmed beyond generic telemarketing or scam reports. 1. What it appears to be: A toll free number (likely a telemarketing or robocall line) based on multiple spam/robocall listings. 2. What people say online: Several sites label it as a robocall or spam source; some report recent activity, others show historical blocks. 3. Association with abuse: Yes, commonly listed as spam, robocalls, or telemarketing; some entries note scam like behavior. 4. Public exposure/leak: Appears in public spam/robocall databases; no evidence of a verified owner name; exposed in multiple directories. 5. Advice on answering: Not advisable to answer or return calls; consider blocking or reporting.

Checked · Aug 13, 202610 sources
US

United States

Operator information

Country:
USUnited States
Prefix:
+1
Type:
Toll-free
Operator:
Verizon, AT&T, T-Mobile

Recent searches

1 this week

Last 7 days

Community comments

31
Anonymous
May 27, 2026

This number calls my business daily with the automated recording to call them back. It's a pain as I can't simply ignore calls on the work line.

Anonymous
Dec 11, 2025

1 (866) 419-2780

Anonymous
Jun 11, 2025

A text from a different number asks me to call this number. The different number says it is Synchrony Bank. However, the number that received the text would be unknown by Synchrony Bank. So its not likely Synchrony Bank, its likely a spoof/smishing attempt.

Anonymous
Feb 11, 2025

Told me I had a "Debt" to pay through PayPal... total scam vibes but they kept contacting me even after I requested to stop their texts. They've now tried calling me and I had to block. Actual bank is no help by the way; there is no way to actually talk to a REAL customer service rep on their website at all... best to just block and move on.

Anonymous
Jan 7, 2025

I called the number back, they said they took me off the list Still getting calls If it's a real company I have no business with them so probably a scam

Anonymous
Aug 2, 2023

I don't have any of the accounts they claim I have. Blocked the number.

Anonymous
Feb 26, 2023

Debt collection and scam. They want you to enter your credit card information before even talking to someone. False caller id name to fool you into thinking they are a bank.

Anonymous
Nov 17, 2022

Synchrony Bank fue reportado como Acoso telefónico con el número 866-4192780

Anonymous
Jan 30, 2022

Gives address as being in Utah but your address locator shows the call originates in California! Plus I am not late on any of my payments so I think they're definitely scammers!!!!

Anonymous
Dec 17, 2021

No message, just a hang up. However, my mobile phone’s caller ID did display “Synchrony” as the caller from the number 1-866-419-2780. I only have three CC cards, all are currently (and always) on time (two are auto-debit payments). One of them is through Synchrony (Amazon), so I have absolutely no idea why they’d be calling.

Anonymous
Nov 18, 2021

This BS number called me twice. I called the credit card company each time they called and I have a zero balance. Spam, spam, spam.

Anonymous
May 13, 2021

This company is ruthless when it comes to collecting. They will call at all ours and agree for you to pay a certain amount, and then keep calling you to pay up even after the agreement.

Anonymous
Apr 30, 2020

Didn’t leave message first few times, then they did. Rang them back with recording you are being recorded. Didn’t state what company it is. Asked for credit card information. BS I’m not giving them credit card number.

Anonymous
Jan 4, 2020

I thought I had 6 months to pay this off,,apparently not

Anonymous
Oct 22, 2019

El número 866-4192780 ha sido asignado a Synchrony Bank

Anonymous
Oct 18, 2019

Though I am current on my Synchrony Account, they are claiming I am late and need to remit payment immediately.

Anonymous
Oct 2, 2019

they call 8-10 times a day. They say I am behind on my Synchrony Payment. Though I am current on everything.

Anonymous
Sep 26, 2019

calls me 6to10xs a day blocked stills calls all hours of day an nite just go to voice mail never leaves a message

Anonymous
Sep 18, 2019

Call related to No Subject Provided received in Dat, Texas. Calling with recorded message (robocalls)

Anonymous
Jul 23, 2019

clallen reportó Synchrony Bank con el número 866-4192780 como Empresa de cobranza

Anonymous
Jul 18, 2019

These annoyances are surely outside the USA. They say their Synchrony, yet I'm not a Sams Club member nor hold a Walmart debit call. I simply blocked them via my voip line They start the call by saying the line is recorded, simply telling them you do not consent to the recording should be your first step.

Anonymous
Jun 27, 2019

Have received multiple calls from this number although I haven’t answered. Google says it may be synchrony, although I don’t know why I would receive a call since I’m current on payments. Less inclined to trust this caller

Anonymous
May 15, 2019

They persistently call at all hours of the day. Sometimes even at night until 1030 eastern standard time. There was even one day where I was called every other hour. Very harassing phone calls if your late not even a day for a payment. I've had to block their number, then unblock it to call and make a payment on the schedule date we agreed on. So there was no reason to continue to harrass me to make a payment when one was set up. Extremely frustrating to work with.

Anonymous
Mar 15, 2019

Calling about a 3 day late payment. Called me perhaps 12-15x over the past 3 days after placing a $38 fee on my account for late payment. Mind you, they gave me a letter in writing that my March payment was waived since they did not waive my January payment during the furlough.

Anonymous
Feb 6, 2018

6 calls over 4 days, leaving a message about calling them back. I have no credit card or other relationship with Synchrony Bank. Seems to be a scam. Finally called the number they left and it immediately asked for a credit card number. (Yeah right, buddy.) I just kept hitting buttons until a live person answered, then told them I had no relationship with Synchrony bank and to quit calling me. They said they would "take me off the list" whatever that means.

Anonymous
Nov 21, 2017

Left a message saying they were calling from Syncrony Financial in Utah. This must be an effort to promote some financial calling center, since others getting a call from the same number giving another business name. I think Synchrony has some credit cards for gas stations. I don't have any cards from Synchrony, so this is a marketing call for me.

Anonymous
Jun 21, 2017

This turned out to be a legitimate call. I missed a payment on a gasoline card and they were calling to tell me about it. I gave them no information except for the number they called me at. (I'm not *that* trusting) They told me which card and the amount due and offered to take payment over the phone. I had my bank send the payment instead.

Anonymous
Aug 23, 2016

they called me and I called back and asked me for account. I just gave them my phone and sure enough I missed a $35 credit card payment. They said they did free over the phone payments and I just said I'll do it online. they made a notation and call was done.

Anonymous
May 31, 2015

Phishing for information, suggested giving them my SS# in order to tell me the reason for the call. I do no have any credit card debt! Do not answer or call back. Not legitimate!

Anonymous
Jun 27, 2014

Losers. They say are Capital Retail Bank and are trying to collect a debt. I don't have any credit cards through them. The recording asked for my credit card number before even identifying the company calling and didn't say which account. I don't usually answer 800 numbers but 800 numbers called me four time today. Any way I am going to block them for sure.

Anonymous
Jun 12, 2014

This number keeps calling but i have not relation to Ge Capital. If they never leave a message I will never return their call

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What happened?

Signal summary for +1 866 419 278 0

+1 866 419 278 0 belongs to the 866 prefix and is classified as Debt. This page combines no approved reports and 31 public comments to explain the risk level.

Frequently asked questions

Who calls from +1 866 419 278 0?
+1 866 419 278 0 is a phone number with the 866 prefix in United States. It has been reported 31 times by the community as a possible unwanted call. Check the comments to find out who might be behind this call.
Is +1 866 419 278 0 a spam number?
According to the community, +1 866 419 278 0 has 31 reports, which suggests it is likely spam. Check the risk score and comments for details.
Is it safe to call +1 866 419 278 0 back?
If you don't recognise the number and it has negative reports, it's best not to call +1 866 419 278 0 back. Avoid sharing personal or banking details with unknown numbers.
How can I block +1 866 419 278 0?
On iPhone, go to Recents in the Phone app, tap the (i) next to the number and choose 'Block this Caller'. On Android, long-press the number in your call history and select 'Block number'. You can also use the NoCall app to automatically block calls like +1 866 419 278 0.
Where can I report a suspicious call?
You can report +1 866 419 278 0 directly on this page using the report button. Your contribution helps other users identify unwanted calls.