+1 866 419 278 0
Risk level: Medium
Who is this? Spam, telemarketing or a legitimate call? Community reports in United States.
Number with prefix 866. Review community reports, risk and comments below before answering or blocking. Browse numbers with prefix 866
AI Analysis
Limited information: Multiple reports indicate debt collection and scam activities, but some users confirm legitimate debt collection from Synchrony Bank. Common tactics include requesting credit card information, false caller IDs, and aggressive calling schedules.
Likely purpose: Possibly a debt collection agency (some legitimate, more commonly to scam financial information)
Most common user complaints
- Requesting credit card information upfront
- False or unverified caller ID (e.g., claiming to be Synchrony Bank)
- Aggressive and frequent calling (sometimes at odd hours)
- Claiming debts not owed or with incorrect status
- Ignoring removal requests or continuing calls after resolution
AI analysis: Jul 1, 2026
Information based on community reports and automated analysis. It may contain errors or be out of date, and is not legal advice or a verified accusation against the number's owner.
Web research
A number 1 866 419 2780 is repeatedly flagged as a robocall/spam source in several public directories. No reliable, detailed owner identity is consistently confirmed beyond generic telemarketing or scam reports. What it appears to be: A toll free number (likely a telemarketing or robocall line) based on multiple spam/robocall listings.
View full report
A number 1 866 419 2780 is repeatedly flagged as a robocall/spam source in several public directories. No reliable, detailed owner identity is consistently confirmed beyond generic telemarketing or scam reports. 1. What it appears to be: A toll free number (likely a telemarketing or robocall line) based on multiple spam/robocall listings. 2. What people say online: Several sites label it as a robocall or spam source; some report recent activity, others show historical blocks. 3. Association with abuse: Yes, commonly listed as spam, robocalls, or telemarketing; some entries note scam like behavior. 4. Public exposure/leak: Appears in public spam/robocall databases; no evidence of a verified owner name; exposed in multiple directories. 5. Advice on answering: Not advisable to answer or return calls; consider blocking or reporting.
United States
Operator information
- Country:
United States- Prefix:
- +1
- Type:
- Toll-free
- Operator:
- Verizon, AT&T, T-Mobile
Recent searches
Last 7 days
Community comments
31This number calls my business daily with the automated recording to call them back. It's a pain as I can't simply ignore calls on the work line.
1 (866) 419-2780
A text from a different number asks me to call this number. The different number says it is Synchrony Bank. However, the number that received the text would be unknown by Synchrony Bank. So its not likely Synchrony Bank, its likely a spoof/smishing attempt.
Told me I had a "Debt" to pay through PayPal... total scam vibes but they kept contacting me even after I requested to stop their texts. They've now tried calling me and I had to block. Actual bank is no help by the way; there is no way to actually talk to a REAL customer service rep on their website at all... best to just block and move on.
I called the number back, they said they took me off the list Still getting calls If it's a real company I have no business with them so probably a scam
I don't have any of the accounts they claim I have. Blocked the number.
Debt collection and scam. They want you to enter your credit card information before even talking to someone. False caller id name to fool you into thinking they are a bank.
Synchrony Bank fue reportado como Acoso telefónico con el número 866-4192780
Gives address as being in Utah but your address locator shows the call originates in California! Plus I am not late on any of my payments so I think they're definitely scammers!!!!
No message, just a hang up. However, my mobile phone’s caller ID did display “Synchrony” as the caller from the number 1-866-419-2780. I only have three CC cards, all are currently (and always) on time (two are auto-debit payments). One of them is through Synchrony (Amazon), so I have absolutely no idea why they’d be calling.
This BS number called me twice. I called the credit card company each time they called and I have a zero balance. Spam, spam, spam.
This company is ruthless when it comes to collecting. They will call at all ours and agree for you to pay a certain amount, and then keep calling you to pay up even after the agreement.
Didn’t leave message first few times, then they did. Rang them back with recording you are being recorded. Didn’t state what company it is. Asked for credit card information. BS I’m not giving them credit card number.
I thought I had 6 months to pay this off,,apparently not
El número 866-4192780 ha sido asignado a Synchrony Bank
Though I am current on my Synchrony Account, they are claiming I am late and need to remit payment immediately.
they call 8-10 times a day. They say I am behind on my Synchrony Payment. Though I am current on everything.
calls me 6to10xs a day blocked stills calls all hours of day an nite just go to voice mail never leaves a message
Call related to No Subject Provided received in Dat, Texas. Calling with recorded message (robocalls)
clallen reportó Synchrony Bank con el número 866-4192780 como Empresa de cobranza
These annoyances are surely outside the USA. They say their Synchrony, yet I'm not a Sams Club member nor hold a Walmart debit call. I simply blocked them via my voip line They start the call by saying the line is recorded, simply telling them you do not consent to the recording should be your first step.
Have received multiple calls from this number although I haven’t answered. Google says it may be synchrony, although I don’t know why I would receive a call since I’m current on payments. Less inclined to trust this caller
They persistently call at all hours of the day. Sometimes even at night until 1030 eastern standard time. There was even one day where I was called every other hour. Very harassing phone calls if your late not even a day for a payment. I've had to block their number, then unblock it to call and make a payment on the schedule date we agreed on. So there was no reason to continue to harrass me to make a payment when one was set up. Extremely frustrating to work with.
Calling about a 3 day late payment. Called me perhaps 12-15x over the past 3 days after placing a $38 fee on my account for late payment. Mind you, they gave me a letter in writing that my March payment was waived since they did not waive my January payment during the furlough.
6 calls over 4 days, leaving a message about calling them back. I have no credit card or other relationship with Synchrony Bank. Seems to be a scam. Finally called the number they left and it immediately asked for a credit card number. (Yeah right, buddy.) I just kept hitting buttons until a live person answered, then told them I had no relationship with Synchrony bank and to quit calling me. They said they would "take me off the list" whatever that means.
Left a message saying they were calling from Syncrony Financial in Utah. This must be an effort to promote some financial calling center, since others getting a call from the same number giving another business name. I think Synchrony has some credit cards for gas stations. I don't have any cards from Synchrony, so this is a marketing call for me.
This turned out to be a legitimate call. I missed a payment on a gasoline card and they were calling to tell me about it. I gave them no information except for the number they called me at. (I'm not *that* trusting) They told me which card and the amount due and offered to take payment over the phone. I had my bank send the payment instead.
they called me and I called back and asked me for account. I just gave them my phone and sure enough I missed a $35 credit card payment. They said they did free over the phone payments and I just said I'll do it online. they made a notation and call was done.
Phishing for information, suggested giving them my SS# in order to tell me the reason for the call. I do no have any credit card debt! Do not answer or call back. Not legitimate!
Losers. They say are Capital Retail Bank and are trying to collect a debt. I don't have any credit cards through them. The recording asked for my credit card number before even identifying the company calling and didn't say which account. I don't usually answer 800 numbers but 800 numbers called me four time today. Any way I am going to block them for sure.
This number keeps calling but i have not relation to Ge Capital. If they never leave a message I will never return their call
Signal summary for +1 866 419 278 0
+1 866 419 278 0 belongs to the 866 prefix and is classified as Debt. This page combines no approved reports and 31 public comments to explain the risk level.
