Before giving details by phone
Keep this sheet by the phone. If in doubt, give no details at all.
At the slightest doubt, hang up. It is not rude. Say "I'll call you back" and end the call.
Call the official number yourself. The one on your card, your bank book, your bill or the official website. Never the one given in the call or the text.
Never give passwords, PINs or codes. Not even the ones you receive by text. Your bank never asks for them by text, and your PIN is not given even to bank staff.
Do not install anything you are asked to. No apps or programs to "fix" a problem or to give access to your phone or computer.
Hurry is the warning sign. A blocked account, a fine, a surcharge in 24 hours, a prize: no genuine caller makes you decide on the spot.
The name on the screen can be fake. A fake text can appear in the same thread as the real messages from your bank or the Tax Agency.
The Tax Agency, Social Security, the DGT and Correos do not ask for bank details or payments by text. If a message does, it is a scam.
If in doubt, ask someone you trust first. A relative or a friend. You do not have to decide anything in a hurry.
Help numbers in Spain
- 017INCIBE · cybersecurity helpline
- Free and confidential. Every day, 8:00 to 23:00. WhatsApp: 900 116 117.
- 091Policía Nacional
- In an emergency or if you are the victim of a crime.
- 062Guardia Civil
- 24 hours a day, 365 days a year.
- 112Emergencies
- Free across the EU, from landlines and mobiles. Real emergencies only.
If you already gave details or money: call your bank at once on its official number and report it to the Policía (091) or the Guardia Civil (062).
Advice from INCIBE, Policía Nacional and Guardia Civil · nocall.io
