- Home
- Situations
Situation guides: what to do about the suspicious
Step-by-step guides from the NoCall team for acting in each suspicious situation.
A call from a relative in trouble with an AI-cloned voice: how to verify
You hear your son, your niece or your husband: they have had an accident or been arrested and need money now. It may be a voice cloned with artificial intelligence. Here is how to check in a couple of minutes and what to do.
Selling on Jiji or Facebook Marketplace and the "buyer" asks for your details
You list an item for sale and a buyer appears in a hurry: they send a payment link, a fake credit alert or a "courier" story and ask for your card or a code. Here is how the fake buyer scam works and what to do.
"Congratulations, you have won": the fake promo by call or SMS that asks you to pay
You get a call or SMS saying you have won a network promo, a car, cash or a phone, and all that remains is to pay a small fee or share your card details. It is a scam. Here is how to spot it and what to do if you already paid.
Job offer on WhatsApp or Telegram: the "task" scam
A stranger offers you easy money from home for liking videos, following accounts or writing reviews. At first they pay you, then they ask you to deposit. Here is how it works and what to do.
Fake traffic fine or vehicle papers SMS: what to do and how to check
You get a text saying you have an unpaid traffic offence or that your vehicle papers have expired, with a link to pay before a deadline. It is smishing. Here is how to spot it, how to check whether a real offence exists and what to do if you already paid.
"I sent you a code by mistake": how your WhatsApp gets stolen
A contact or a stranger asks you to forward a 6-digit code you just received by SMS. It is the WhatsApp and Telegram account takeover scam. Here is how it works, what to do if you already sent it and how to lock down your account.
A foreign number is calling me: what to do and how to block it
You get a call with another country's code and you are not expecting anything from abroad. Here are the real risks, why you should never call back, what to do if you already answered and how to block these calls.
"The police", "the EFCC" or "a court" is calling me: the fake officer scam
A voice claiming to be a police officer, an EFCC operative or a court official says you are under investigation and demands payment or your details. It is a scam. Here is how to recognise it and what to do.
The "can you hear me?" call: can they use a recorded "yes" against you?
A caller asks "Can you hear me?" or "Is this the account owner?" and you answer "yes". Can that recording sign you up for something or empty your account? Here is what is myth, what is real and what to do.
"Hi Mummy, this is my new number": the fake child asking for money on WhatsApp
An unknown number messages you on WhatsApp claiming to be your son or daughter, with a new line and an urgent transfer to make. Here is how to check it in a minute, what to do if you have already paid and how to report it.
Fake Microsoft technician: they call because your computer "has a virus"
Someone from "Microsoft", "Apple" or your antivirus calls: your computer is infected and they want you to install AnyDesk or TeamViewer to fix it. It is a scam. Here is how to spot it and what to do if you already gave them access.
Loan app harassment and fake debt collectors: threatening calls about a debt
Someone calls demanding immediate payment of a loan you don't recognise, threatens arrest or messages your contacts to shame you. Here is how to tell a fake collector from a real one, your rights with digital lenders and where to complain.
All situations
- Fake investment and crypto advisers: the call that promises big returns
- Parcel held at customs: the fake clearance fee by text or phone call
- A call from your "electricity company": fake meters, band changes and token scams
- Romance scams: when love on WhatsApp ends with a request for money
- SIM swap: my line suddenly stopped working, what do I do?
- "Unrecognised order on your account": the fake call or SMS to "cancel" it
- "I sent money to your account by mistake": the fake alert and wrong transfer scam
- Phone harassment: repeated calls or messages and what to do
- A stranger messages me on WhatsApp: how to verify it
- SMS from a stranger with a link: how to tell if it is a scam
- Slamming: your line switched without your permission, and how to reverse it
- Sextortion: phone or WhatsApp blackmail and what to do
- Quishing: scams with QR codes and links in SMS
- A private or hidden number is calling me: what it means and what to do
- They call and hang up: why it happens and what to do
- An unknown number is calling me: what to do step by step
- Calls that ring once and hang up: the wangiri scam
- "Parcel on hold": the fake NIPOST SMS and other delivery scams
- Fake agent and rent scams: red flags and how to verify before you pay
- How to check whether a call or SMS from your bank is real
- How to verify a message about tax, your NIN or a government grant
Page 1 of 3

